FAQ

We’re Here for You

WHY DO I NEED TO BUY INSURANCE?

If you don't have insurance and there is an accident or a health event you are left by yourself to pay these costs. Insurance helps us all to share the expenses of difficult situations that are unplanned but possibly will happen at some time in our lives. 

DO YOU OFFER FREE CONSULTATIONS TO NEW CUSTOMERS?

Yes! This is my job! I want to help people to look at their coverage and show them if there is a more appropriate plan that will give them better options or lower decuctibles. I can help to find plans with vision, dental, yearly wellness visits, zero co-pays for certain doctor visits, hearing exams and other great benefits. 

HOW DO I MAKE SURE I’M NOT OVER-INSURED?

This is usually not the case, but considering your budget and what you can afford is a first step. If your insurance is breaking your budget- that isn't going to work out for you. If you do have health issues you want covered or want to prepare for future possibilities, that is what we want to talk about. Having enough life insurance is important, but having too much is not good either- and will raise a red flag with an insurance carrier. Having enough insurance to cover you if there is a loss of life to support your family or leave a cushion for your beneficiaries is very important. These are things we would discuss.